SOC 2 · FinTech

SOC 2 for FinTech

FinTechs face SOC 2 plus the extra scrutiny that comes with handling money and financial data. We deliver SOC 2 readiness that also holds up to bank partners, processors, and regulators.

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Why FinTech companies need SOC 2

  • Bank sponsors, payment processors, and enterprise customers routinely require a SOC 2 report before integrating with a FinTech.
  • FinTechs often need SOC 2 alongside PCI DSS when they touch cardholder data, and sometimes alongside regulator expectations.
  • Handling financial data raises the bar on access control, encryption, and change-management evidence in a SOC 2 audit.
  • A strong SOC 2 posture accelerates bank and processor due diligence, which is often the real bottleneck to launch.

More context on this sector on our FinTech industry page, and on the framework itself on our SOC 2 hub.

What our SOC 2 engagement covers

Tailored to FinTech, delivered by a Toronto security and compliance team led by a published CVE researcher, with our partner Lorikeet Security where offensive testing is involved.

  • Coordination where SOC 2 overlaps with PCI DSS scope
  • Evidence tuned for bank-partner and processor due diligence
  • Trust Services Criteria scoping and a gap assessment against your current controls
  • Policies, procedures, and a lift-and-adopt evidence repository
  • Control implementation across IAM, change management, vendor risk, and incident response
  • Auditor introduction and Type I / Type II audit coordination

See the full SOC 2 service page, or productized pricing for fixed-scope engagements.

Related pages

SOC 2 for FinTech: common questions

Is SOC 2 enough for a FinTech, or do we also need PCI DSS?

SOC 2 covers your overall control environment; PCI DSS applies specifically if you store, process, or transmit cardholder data. Many FinTechs need both, so we scope them together and build controls once.

Will a SOC 2 report satisfy our bank partner?

It is usually a core requirement, but bank partners often layer their own due-diligence questionnaire on top. We build evidence that answers both.

Does SOC 2 cover financial reporting?

No. SOC 2 covers security and related Trust Services Criteria, not financial-statement controls — that is SOC 1 / SSAE 18. We help you tell which you actually need.

SOC 2 for FinTech, on your timeline

Book a free 30-minute discovery call. We will tell you whether this engagement fits, what it would cost, and when we could start.

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